Matters concerning housewives has caught the attention of the government, and taking their grouses seriously, the government has implemented an insurance protection scheme for housewives effective from 1st December.
Human Resources Minister Datuk Seri M. Saravanan stated that the Social Security Organisation (Sosco) will be in charge of overseeing the scheme to protect housewives against injuries sustained while performing their chores.
The insurance coverage ranges from RM300 to RM50,000, depending on the seriousness of injuries.
The Housewives Social Security Bill (HSS), which permits husbands to voluntarily contribute to the scheme for their wives below the age of 55 was approved by Dewan Rakyat on 26th July.
“I urge all fathers and husbands to declare their interest, sign up, and begin making contributions. This is to convey their affection and concern towards their wives,” Saravanan stated at a press conference.
The HSS system is entirely voluntary, and husbands are not required to contribute (no action to be taken), if husbands sign up but fail to maintain it on a monthly basis, they would be fined RM10,000.
“An inquiry or application can be made with Sosco by those who signed up but later experience difficulties participating. One can apply within 60 days to be exempt, for example, if they lost their source of income or got divorced”, said Saravanan.
Given that husbands also play the role of homemakers, he suggested that extensive research be done to determine the active numbers, as the ministry wouldn’t have any trouble extending the coverage for house husbands as necessary.
“If the need arises, the ministry has no problem to extend the coverage for male homemakers too,’’ the minister explained.
The Employees’ Social Security Act of 1969 (Act 4) and Employment Insurance System Act of 2017 (Act 800) was amended to raise the maximum monthly wage ceiling limit from RM4,000 to RM5,000, providing social security coverage and worker safety, will take effect in September.
The amendments includes temporary disability benefits, permanent disability benefits, disability pensions and retirement pensions.
All of these are undoubtedly heart-warming news for everyone as it would give wider protection and benefits to sustain our lifestyle, especially since the cost of living has gone up.
Click HERE to enquire further about the special insurance protection scheme for housewives.